The idea of a trust fund may evoke images of carefree individuals living off inherited wealth, but in reality, trusts serve as powerful tools for financial planning and protection. Even while you might not want to leave your heirs...
In today’s world, family dynamics can be complex and multidimensional. With over a quarter of Canadian children living with only one parent, and scenarios involving divorce, remarriage, or children from multiple partners becoming increasingly common, estate planning requires thorough...
When it comes to financial wellness and longevity, careful planning of beneficiaries is essential. Often, when drafting a will, individuals may overlook the importance of selecting beneficiaries thoughtfully. While it’s common to designate a spouse or partner as the...
When considering aging and financial wellness, it’s crucial to approach the selection of beneficiaries for your RRSP, TFSA, or life insurance policy with careful thought. While it may appear simple to assign beneficiaries, doing so without careful planning can...
“The illiterate of the future will not be the person who cannot read. It will be the person who does not know how to learn.’ ~Alvin Toffler If you are in your mid or late-career, then you...
‘Live as if you were to die tomorrow. Learn as if you were to live forever.’~Mahtma Ghandi Longevity has disrupted the pattern of the 3-stage life—education, work, and retirement.1 While life is getting longer, changes in lifestyle,...
Time passes. The groceries get heavier. It takes longer to bring them in and, your arm may be sore for a while. Look in the mirror—any changes? Are you better than you were a few short years ago? In...
If you think the word “budget” sounds like a four-letter word, you aren’t alone. Yet no one needs a budget more than an adult approaching retirement age. By the time you hit that milestone, you may be facing health...
When people have close relationships with their children and grandchildren, everyone benefits. Young children and teenagers need healthy relationships with multiple adults in order to develop appropriate coping mechanisms, among other skills. Parents need a supportive community around them...
With endless ways to exercise – and a limited amount of time to invest – you probably want an exercise regimen that can create the greatest impact. Many people think that the best type of exercise is activities like...