Life is unpredictable, particularly as we become older. Illnesses and accidents can happen without warning and present difficulties for people and companies alike. If you’re a major participant or business owner, the operations and financial viability of the organization...
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Recent census data reveals that approximately 1 in 8 Canadian families with children are blended families. Blended families include various combinations, usually with children who are biologically related to one parent and those who share biological ties with both...
We are all storytellers by nature. Stories help us find meaning in the chaos of life, weaving together the threads of our experiences into a coherent narrative. Stories help us make sense of the world around us, whether they...
The idea of a trust fund may evoke images of carefree individuals living off inherited wealth, but in reality, trusts serve as powerful tools for financial planning and protection. Even while you might not want to leave your heirs...
In today’s world, family dynamics can be complex and multidimensional. With over a quarter of Canadian children living with only one parent, and scenarios involving divorce, remarriage, or children from multiple partners becoming increasingly common, estate planning requires thorough...
When it comes to financial wellness and longevity, careful planning of beneficiaries is essential. Often, when drafting a will, individuals may overlook the importance of selecting beneficiaries thoughtfully. While it’s common to designate a spouse or partner as the...
When considering aging and financial wellness, it’s crucial to approach the selection of beneficiaries for your RRSP, TFSA, or life insurance policy with careful thought. While it may appear simple to assign beneficiaries, doing so without careful planning can...
“Several of the expert practitioners interviewed pointed to the effect of unconscious bias, that employers were “recruiting in their own mold”, that is, that ‘homophily’ (the tendency for people to gravitate toward others who are like themselves) was...
For most of us, a longer life means a longer working life. With greater life expectancy, the income stream must go further. Some are in the ‘sandwich generation’ who have both older and younger dependents. Many will extend their...
“The illiterate of the future will not be the person who cannot read. It will be the person who does not know how to learn.’ ~Alvin Toffler If you are in your mid or late-career, then you...